You can start without a statement, and there’s no long-term contract. We fill out the application with you, and you review and sign it. Higher-volume businesses can qualify for a lower rate; send a statement and we’ll price yours.
Every red line is a fee the quoted rate never mentioned. If you already process at higher volume or have a complicated setup, send a statement and we’ll mark up yours. You don’t need one to start.
Tell us how you’ll accept payments. We prepare the application with you, you review and sign it, and underwriting reviews it. If you have a statement, send it and we’ll compare the options first.
Counter, mobile, online, or a mix: how you sell decides the equipment and how you’re priced. A statement is optional; send one and we’ll compare your numbers.
One of us fills out the application with you, and walks you through your line-by-line comparison if you sent a statement. You review and sign, and we don’t hand you off to anyone else.
Azaan · Co-founder
Aarish · Co-founder
One of us prepares your application.
Underwriting reviews the application. After approval we coordinate the equipment, program it, and test it before go-live. Most merchants are accepting payments within 3–5 business days of approval.
Matched to the merchants’ statements. Individual results vary.
There are three ways to price card payments. We compare the ones you’re eligible for against your statement.
One card-present rate, starting at 2.19% + 9¢ per transaction.
A straightforward price across card types. You pay the same rate on lower-cost debit and premium rewards cards.
Understand the Simple RateCard costs pass through. Our markup is shown separately.
Your monthly volume sets the percentage band. A per-transaction fee is quoted from your statement; total cost varies with the cards you accept.
See the IC+ volume bandsEligible credit customers pay a disclosed fee.
You still pay processing on debit and prepaid. Usually a poor fit for low average sales or a heavy debit mix.
Check how dual pricing works* Starting rate is for card-present Simple Rate processing. No monthly platform fee. Equipment and applicable pass-through charges are separate. Your final quote depends on your statement.
No. Processing is month-to-month. Equipment is quoted separately, with its terms confirmed before you agree.
No. Start with your name and phone and we prepare the application with you. If you already process at higher volume, a statement lets us compare your numbers first: a PDF or a phone photo of any page that shows your fees. You may black out bank details; we only need the fee and volume lines.
We reply within one business day. The full review usually takes a couple of business days after we receive the details we need.
It depends on the system. We check compatibility before you decide to switch and quote any equipment separately.
Then the comparison will show it. We work it out on your own numbers, and you are under no obligation to switch. Savings vary with volume, card mix, transaction profile, and current processor.
Yes. There’s no statement to review, so we work from how you plan to sell, price it from our published rate, and match the equipment to your counter. Start here if you’re setting up for the first time.
Typically your business name and structure, an EIN (or SSN for a sole proprietor), a business bank account, photo ID for the owner, and a description of what you sell. Underwriting may ask for more, and approval is the bank’s decision, not ours.
Card-present processing starts at 2.19% + 9¢. One of us fills out the application with you, and you review and sign it. If you have a statement, send it too and we’ll compare it first.
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